Northern Colorado Insurance Benefits, L.L.C.
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Our People

Jim Young - Youngo@ncibagency.com
I came to Northern Colorado in 1974 after graduating high school in Sidney, Nebraska to attend the University of Northern Colorado on a football scholarship.  I fell in love with the area and decided to make it my new home.  I began my career in the insurance industry in 1980 with Mutual of Omaha.  In 1995 I formed Northern Colorado Insurance Benefits on the philosophy of service, which I bring from my rural background.  My family includes my wife, Vicki, two daughters; Mikalen and Tristan and three grandchildren Trinity, Celeste, and Zavionn.

Heather Hettinger – Heather@ncibagency.com
Heather serves as the office manager supporting your company's needs. She comes to us with excellent experience in instituting and conducting a broad range of office procedures and is highly skilled at streamlining processes and ensuring the highest level of data integrity. Heather will assist with enrollment, claims issues, premium administration and many other aspects of maintaining your account with an exceptional level of service. Heather is a native of Greeley and her bright smile and warm personality adds a ray of sunshine to anyone's day, even when the temperatures outside might be falling. Heather brings her passion for excellence in life to our office and excels at providing a standard of service that reflects the dedication and experience of everyone here.

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